About Us

First Capital Trust Deeds offers solution-based private money financing for experienced borrowers and investors looking to expand their portfolio.

Our Team

Brett Everett

Brett Everett

Principal

Brett@FCTD.com
Cell: 619-414-2999
CalDRE: 01950100

Ted Spradlin

Ted Spradlin

Principal & Broker

Ted@FCTD.com
Cell: 503-891-4205
NMLS MLO: 214130
CalDRE: 
01460170

Corey Kohnke

Corey Kohnke

Principal & Broker

Corey@FCTD.com
Cell: 949-412-5155
NMLS MLO: 1086543
CalDRE: 
01923994

Raj Mulchandani, CPA

Raj Mulchandani, CPA

Principal

Raj@FCTD.com
Cell: 858-945-3400
CalDRE: 01985986

Matt Kerchner, CFA

Matt Kerchner, CFA

Vice President Originations

Matt@FCTD.com
Cell: 805-279-1335
CalDRE: 02025404

Buddy

Buddy

Treat Manager

Instagram: @BuddyofBend
Breed: St. Bernard/Great Pyrenees
Weight: 147 lbs
Loves: Snow, Treats

Who We Are

First Capital Trust Deeds provides borrowers, investors, real estate agents, and mortgage brokers with a common sense approach to private and hard money lending. With access to a wide variety of funding sources, FCTD can help you finance your real estate investment.

If 45 years combined experience in the real estate lending industry has taught us anything, it’s that good loans are built on relationships. We go the extra mile to make sure you can make well informed financial decisions. FCTD maintains transparent business practices to build a foundation of trust. Together, we create successful loan for our borrower and trust deed investors.

Need funding? We’re here to help.

Our Core Values

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Integrity

Instead of telling you we’re trustworthy, we show it every day in how we communicate and in how we do business.

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Know the Difference

We give you the best advice for your scenario so you can make intelligent and informed decisions about your financing options.

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Efficiency

Processing time for pre-approval and closing can make or break an investment. We move quickly without sacrificing great service.

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Keep It Simple

We take a common sense approach to underwriting with minimal paperwork and easy-to-understand terms.

Offices

First Capital Trust Deeds Orange County

MAIN OFFICE  |  BAY AREA
1261 Locust St
Suite 105
Walnut Creek, CA 94596

First Capital Trust Deeds Orange County

ORINDA OFFICE
325 Village Square
Orinda, CA 94563

First Capital Trust Deeds Orange County

NEWPORT BEACH OFFICE
4340 Von Karman Ave
Suite 290
Newport Beach, CA 92660

First Capital Trust Deeds Orange County

OREGON OFFICE
70 SW Century Dr
Suite 100-292
Bend, OR 97702

Lending Geography

With a focus on the West Coast, including California, Washington, and Oregon, First Capital Trust Deeds lends to borrowers throughout the United States.

Do You Need Funding?

Whether you're a real estate investor or agent, we can help with a lending estimate.
Get a Lending Estimate