About Us

First Capital Trust Deeds offers solution-based private money financing for experienced borrowers and investors looking to expand their portfolio.

Our Team

Brett Everett

Brett Everett

Brett@FCTD.com
Cell: 619-414-2999
Phone: 844-441-3283 ext. 1
CalDRE: 01950100 | 01947341

Ted Spradlin

Ted Spradlin

Ted@FCTD.com
Cell: 503-891-4205
Phone: 844-441-3283 ext. 4
NMLS MLO: 214130
CalDRE Broker: 
01460170 | 01947341

Corey Kohnke

Corey Kohnke

Corey@FCTD.com
Cell: 949-412-5155
Phone: 844-441-3283 ext. 2
CalDRE Broker Associate: 01923994 | 01947341

Raj Mulchandani, CPA

Raj Mulchandani, CPA

Raj@FCTD.com
Cell: 858-945-3400
Phone: 844-441-3283 ext. 3
CalDRE: 01985986 | 01947341

Matt Kerchner, CFA

Matt Kerchner, CFA

Matt@FCTD.com
Cell: 805-279-1335
Phone: 844-441-3283 ext. 3
CalDRE: 02025404 | 01947341

Michael Lopez

Michael Lopez

Michael@FCTD.com
Cell: 925-917-0616
Phone: 844-441-3283 ext. 1
CalDRE: 02074219 | 01947341

Who We Are

First Capital Trust Deeds provides borrowers, investors, real estate agents, and mortgage brokers with a common sense approach to private and hard money lending. With access to a wide variety of funding sources, FCTD can help you finance your real estate investment.

If 45 years combined experience in the real estate lending industry has taught us anything, it’s that good loans are built on relationships. We go the extra mile to make sure you can make well informed financial decisions. FCTD maintains transparent business practices to build a foundation of trust. Together, we create successful loan for our borrower and trust deed investors.

Need funding? We’re here to help.

Our Core Values

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Integrity

Instead of telling you we’re trustworthy, we show it every day in how we communicate and in how we do business.
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Know the Difference

We give you the best advice for your scenario so you can make intelligent and informed decisions about your financing options.
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Efficiency

Processing time for pre-approval and closing can make or break an investment. We move quickly without sacrificing great service.
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Keep It Simple

We take a common sense approach to underwriting with minimal paperwork and easy-to-understand terms.

Offices

First Capital Trust Deeds Orange County

WALNUT CREEK, CA
MAIN OFFICE

First Capital Trust Deeds Orange County

ORINDA, CA

First Capital Trust Deeds Orange County

NEWPORT BEACH, CA

First Capital Trust Deeds Orange County

MARINA DEL RAY, CA

First Capital Trust Deeds Orange County

BEND, OR

Lending Geography

With a focus on the West Coast, including California, Washington, and Oregon, First Capital Trust Deeds lends to borrowers throughout the United States.