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First Capital Trust Deeds Blog

Current updates on the real estate market, private money, hard money, and trust deed investing.
What is an Owner-Occupied Private Money Consumer Purpose Bridge Loan

4 min read

What is an Owner-Occupied Private Money Consumer Purpose Bridge Loan?

An owner-occupied private money consumer purpose bridge loan is a short-term financing option for homeowners to purchase a new primary residence before selling their current home. Owner-occupied bridge loans offer homeowners the benefit of “buy now,...

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Why Owner-Occupied Hard Money Loans are So Rare in Washington State

3 min read

Why Owner-Occupied Hard Money Loans are So Rare in Washington State

If you’ve been looking for an owner-occupied hard money loan for your primary residence in Washington state, chances are you’re not having any luck...

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Best Financing Options for a Fix & Flip Project $75,000 Over Budget

2 min read

Best Financing Options for a Fix and Flip Project $75,000 Over Budget

This blog post outlines the best financing options for a fix and flip project $75,000 over budget. While obtaining a hard money second mortgage may...

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Best Hard Money Fix and Flip Loans

2 min read

Best Hard Money Fix and Flip Loans

Since 2013, First Capital Trust Deeds (FCTD) has originated 700+ hard money fix and flip loans, particularly for properties in California. This blog...

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Fix and flip financing to acquire Auction.com listings

5 min read

Fix and Flip Financing to Acquire Auction.com Listings

If you’re a real estate investor interested in using fix and flip financing to acquire Auction.com listings, we have all the information you'll need...

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Fix and Flip Loans Mortgage Funds Versus Conduit Lenders

7 min read

Fix and Flip Loans — Mortgage Funds Versus Conduit Lenders

Real estate investors have their choice of several private money lenders to help them acquire and renovate their next fix and flip project. However,...

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3 min read

Fix and Flip Financing: Banks Versus Private Money Lenders

When searching for fix and flip financing as a house flipper or rehabber, it's not a choice between banks and private money lenders. Essentially,...

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 How do fix and flip plus rehab payments work?

2 min read

How Do Fix and Flip Plus Rehab Payments Work?

If you're wondering how the payments on fix and flip plus rehab loans work, you’ve come to the right place. This blog post discusses how private...

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Fix and Flip Loans: Loan-To-Value (LTV) VS Loan-To-Cost (LTC)

2 min read

Fix and Flip Loans: Loan-To-Value (LTV) VS Loan-To-Cost (LTC)

Fix and flip loans are the primary source for funding a fixer-upper project, and understanding how they work is pivotal to your planning and success....

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Fix and Flip Loans - Minimum and Maximum Loan Amounts

2 min read

Fix and Flip Loans: Minimum and Maximum Loan Amounts

In the fast-moving world of house flipping, understanding fix and flip loans — especially the minimum and maximum loan amounts — is important for...

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