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Ted Spradlin

Ted is the managing broker for FCTD with 20+ years mortgage industry experience. His focus is bridge loans and long-term rental financing.

Best of Trust Deed Investments - First Capital Trust Deeds

2 min read

Best Of Trust Deed Investments

If you’re an investor and want to get a good idea of the types of loans that FCTD originates with private beneficiaries like yourself, this Best of Trust Deed Investments blog will give you a good idea of our terms so you can see if we'd be a good...

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Pros Cons Trust Deed Investing

7 min read

Pros & Cons of Trust Deed Investing

There are many pros and cons of trust deed investing. It could be the right move for you, especially if you want to seek out alternative investment...

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Trust Deed Investment Multi-Lender Loans

3 min read

Trust Deed Investment – Multi-Lender Loans

First Capital Trust Deeds (FCTD) originates loans with trust deed investors in a few different ways. Most private money loans are funded by a single...

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What are Yields on Trust Deed Investments

3 min read

What are the Yields on Trust Deed Investments? 2024

If you’re researching trust deed investments or looking to fund or buy existing Notes from new mortgage brokers, you’ll want to know if the rate of...

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Ten Problems Trust Deed Investments

7 min read

Ten Problems with Trust Deed Investments

If you’re in the research phase of trust deed investing, you are probably looking online, talking to mortgage brokers and to friends who have...

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Oregon State Flag

2 min read

Oregon Licensed Private Money MLO For Out of State Lenders

First Capital Trust Deeds is a California-based mortgage broker specializing in mortgages for real estate investors, including Private Money, NonQM,...

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Get Started Trust Deed Investing

4 min read

Get Started Trust Deed Investing – 2024

Like most of First Capital Trust Deed’s current trust deed investors, you have funded private money loans in the past and are familiar with how the...

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Trust Deed Investors Beware of Predevelopment Margin Erosion

3 min read

Trust Deed Investors Beware of Predevelopment Margin Erosion

Usually when a lender does a bridge loan, the borrower will improve the property and the advance rate will decrease, not increase. This blog post...

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5 min read

Using Background Checks To Underwrite Private Money Loans

At First Capital Trust Deeds, we run background checks to underwrite private money and hard money loans, especially when working with a new borrower...

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Hard Money Fix & Flip Financing Pricing Guide

4 min read

Hard Money Fix and Flip Financing Pricing Guide

Are you a real estate investor or house flipper looking for better hard money fix and flip financing pricing on your next acquisition? Or, are you...

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