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Ted Spradlin

Ted is the managing broker for FCTD with 20+ years mortgage industry experience. His focus is bridge loans and long-term rental financing.

Fix and Flip Loans: AS-IS Value Versus After Repair Value

2 min read

Fix and Flip Loans: AS-IS Value Versus After Repair Value

When going into a fix and flip project, it's crucial to understand the distinction between AS-IS value and After Repair Value (ARV) to secure the right financing. As a mortgage broker with over a decade in private lending, I've observed considerable...

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5 min read

Fix and Flip Loan Application Requirements

If you’re applying for private money financing to renovate a property, you’ll want to prepare all the fix and flip loan application requirements to...

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Fix & Flip with Seller Financing Construction Rehab Loans

4 min read

Fix & Flip with Seller Financing

If you have a seller willing to carry a note, funding your fix and flip with seller financing instead of a hard money loan is a better and cheaper...

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Fix and Flip Financing With An Equity Partner

5 min read

Fix and Flip Financing with an Equity Partner

A few years ago, an experienced house flipper was referred to FCTD for high-leverage fix and flip financing on their upcoming project. This rehabber...

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Fix and Flip After Repair Value (ARV) Financing

3 min read

Fix and Flip After Repair Value (ARV) Financing

Over the years, numerous rehabbers and prospective house flippers have asked FCTD for fix and flip after repair value (ARV) financing to fund their...

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Fix and Flip Investor Rehab Loans

3 min read

Fix and Flip Investor Rehab Loans

Over the past 10 years, high-leverage fix and flip investor rehab loans have become a popular private money and hard money loan program for house...

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The Elusive 100% LTV Fix and Flip Loan

4 min read

The Elusive 100% LTV Fix and Flip Loan

If you’re cash strapped and in escrow to purchase your next fixer-upper, you might be searching online for a hard money lender to give you the...

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How Much Money Do You Need to Flip a House?

2 min read

How Much Money Do You Need to Flip a House?

If you’re acquiring a fixer-upper using a hard money loan, you should know how much money you'll need to flip the house. Most private money and hard...

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What First-Time House Flippers Need to Know About Private Money Loans

6 min read

What First-Time House Flippers Need to Know About Private Money Loans

If you've always wanted to flip houses and just found a great deal on a fixer-upper that would make a perfect flip, your next step is to find the...

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What is a hard money fix and flip loan

1 min read

What is a Hard Money Fix and Flip Loan?

A hard money fix and flip loan is a type of short-term bridge loan designed to provide financing for real estate investors who purchase properties to...

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