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Ted Spradlin

Ted is the managing broker for FCTD with 20+ years mortgage industry experience. His focus is bridge loans and long-term rental financing.

What are the Requirements for a Hard Money Second Mortgage?

2 min read

What are the Requirements for a Hard Money Second Mortgage?

This article outlines the requirements for a hard money second mortgage that you, as a borrower, need to have ready prior to applying for financing. The better prepared you are with your financial statements, personal and business documents, and...

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What is a Hard Money Second Mortgage

3 min read

What is a Hard Money Second Mortgage?

A hard money second mortgage is a junior lien secured by real estate and usually issued by a private lender rather than a bank or conventional...

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Best Examples of Office Building Hard Money Bridge Loans

2 min read

Best Examples of Office Building Hard Money Bridge Loans

This article shows a sampling of some of the best office building hard money bridge loans that First Capital Trust Deeds (FCTD) has originated over...

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Pros and Cons of Office Building Hard Money Loans

6 min read

Pros and Cons of Office Building Hard Money Loans

Navigating the world of real estate investing often involves finding the right financing that fits your unique circumstances. Among the options...

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Multi-Family Hard Money Refinance Loans

2 min read

Multi-Family Hard Money Refinance Loans

If you’re an apartment building owner and need a multi-family hard money refinance loan, First Capital Trust Deeds (FCTD) may be able to provide the...

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best multi-family purchase money bridge loans

2 min read

Best Multi-Family Purchase Money Bridge Loans

This blog post features some of the best multi-family purchase money bridge loans that First Capital Trust Deeds (FCTD) has originated over the past...

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financing a single family residence with a manufactured home additional dwelling unit (ADU)

4 min read

Financing Single Family Residence with Manufactured Home Additional Dwelling Unit (ADU)

If you’re researching mortgage programs for financing a single family residence with a manufactured home additional dwelling unit (ADU), you’ll want...

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owner occupied hard money manufactured home loan

2 min read

Owner-Occupied Hard Money Manufactured Home Loans

Over the past decade, we’ve received at least one or two financing requests per month for owner-occupied hard money manufactured home loans. During...

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pros and cons of hard money loans for mixed-use buildings

4 min read

Pros and Cons of Hard Money Loans for Mixed-Use Buildings

Real estate investors have a variety of funding options available for purchasing mixed-use buildings, including short-term private bridge financing....

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Why Do Investors Use Hard Money to Finance Mixed-Use Commercial Buildings?

3 min read

Why Do Investors Use Hard Money to Finance Mixed-Use Commercial Buildings?

Investors have the option of using hard money to finance mixed-use commercial buildings. Hard money loans are a useful tool for borrowers to close...

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