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Ted Spradlin

Ted is the managing broker for FCTD with 20+ years mortgage industry experience. His focus is bridge loans and long-term rental financing.

6 Common Problems With Hard Money Land Loans

5 min read

6 Common Problems With Hard Money Land Loans

If you’re a real estate investor who buys land using a combination of leverage and cash, you’ll want to read this article about the six common problems with hard money land loans. In it, I cover some hurdles to financing land that I’ve come across...

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Business Purpose Versus Consumer Purpose Vacant Lot Hard Money Loans

5 min read

Business Purpose Versus Consumer Purpose Vacant Lot Hard Money Loans

If you’re seeking private financing for a residential or commercial parcel of land, you’ve come to the right place. This article will cover an...

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Hard Money Warehouse Loans

4 min read

Hard Money Warehouse Loans

What is a Hard Money Warehouse Loan? If you need short-term bridge financing for an industrial warehouse or commercial distribution center, you might...

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Owner User Industrial Building Hard Money Loans

2 min read

Owner-User Industrial Building Hard Money Loans

Every few months, a borrower will reach out to FCTD requesting an owner-user industrial building hard money loan. Usually it's for a bridge loan...

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What is a Private Money Loan?

1 min read

What is a Private Money Loan?

A private money loan is a type of short-term loan that is funded by private individuals (trust deed investors), family offices, or private mortgage...

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Hard Money Private Money Hotel Financing

2 min read

Hard Money & Private Money Hotel Financing

Hard money loans can provide the funds you need to purchase and/or update a hospitality space when a bank loan is out of reach. Over the past few...

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cross-collateralized hard money bridge loans hospitality properties

3 min read

Cross-Collateralized Hard Money Bridge Loans for Hospitality Properties

When it comes to acquiring or renovating hospitality properties, investors often turn to an alternative financing option known as...

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Hard Second Mortgages for Hotels

2 min read

Hard Money Second Mortgages For Hotels

Hard money second mortgages for hotels can help hospitality property owners quickly access equity from their lower interest, long term debt secured...

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Gas Station Hard Money Loans

4 min read

Gas Station Hard Money Loans

Gas station hard money loans are a type of short-term financing solution for gas station owners who may have challenges securing loans from...

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2 min read

Automotive Building Hard Money Bridge Loans

Automotive building hard money bridge loans can be a useful short-term financing option for owner-operators and real estate investors who need fast...

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