Blog

Read our most recent blog posts for information and updates on private money investing, hard money financing, the housing market and everything in between.

Office Building Private Money Loan Financing

Most every blog and portfolio post on this site have been written about loans that we successfully closed. Not this one. Today we talk about a nearly $11,000,000 office building private money loan financing scenario that we lost out on by 25 basis points. The buyers...

Hard Money Business Purpose HELOC

Believe it or not, there is such a thing as a hard money business purpose home equity line of credit (HELOC) available in California for residential and commercial properties. At First Capital Trust Deeds, we have closed a few of these loans over the past couple of...

The Downside of House Flipping

In our business of originating hard money fix and flip financing on renovation projects, we frequently see some ugly houses that are either outdated or have been neglected for many years. However, it’s not often that we see some really, really bad cases in house...

What Are the Costs of a Hard Money Loan?

We receive several dozen hard money loan inquiries each week and nearly 100% of the time the first question we're asked is, "What are the costs of a hard money loan?" And then it goes to, "How many points?  Are there any other fees?  What's the interest rate of the...