1 min read
Ted Spradlin: Oct 11, 2022 5:24:37 AM
A hard money loan balloon payment is the total principal balance of the loan plus one monthly payment due in full at the end of the loan term, which...
2 min read
Ted Spradlin: Oct 9, 2022 9:40:57 AM
If you’re new to hard money lending, it’s important to know that the prepayment penalty can work differently from traditional bank loans or...
6 min read
Ted Spradlin: Oct 2, 2022 3:10:52 PM
When using hard money loans, is it best to work with a direct lender or a mortgage broker? This is a question that real estate investors, who have...
5 min read
Ted Spradlin: Oct 1, 2022 5:03:47 PM
If you’re new to hard money lending, you’re probably not aware of the many different types of hard money loans real estate investors regularly use to...
5 min read
Ted Spradlin: Sep 30, 2022 8:45:34 AM
Many people, including real estate agents, conventional mortgage brokers, and escrow and title officers think of a hard money lender as someone who...
1 min read
Ted Spradlin: Sep 29, 2022 6:00:29 AM
A hard money loan is a short-term asset-based, or equity-based, loan secured by real estate and funded by one or multiple private investors, rather...
10 min read
Ted Spradlin: Sep 18, 2022 12:42:28 PM
A little while back, I had a conversation with a friend rolling $250,000 from their 401K into an IRA after leaving the company they’d worked at for...
2 min read
Ted Spradlin: Jul 8, 2022 8:43:40 AM
First Capital Trust Deeds is a California-based mortgage broker specializing in mortgages for real estate investors, including Private Money, NonQM,...
5 min read
Ted Spradlin: Jul 5, 2022 10:52:41 AM
At First Capital Trust Deeds, we run background checks to underwrite private money and hard money loans, especially when working with a new borrower...
4 min read
Ted Spradlin: Nov 23, 2020 10:56:48 AM
Are you a real estate investor or house flipper looking for better hard money fix and flip financing pricing on your next acquisition? Or, are you...
