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First Capital Trust Deeds Blog

Current updates on the real estate market, private money, hard money, and trust deed investing.

Loan Scenario

Loan Scenario – 85/15 Seller Financing Plus Hard Money Second Mortgage

3 min read

Loan Scenario – 85/15 Seller Financing Plus Hard Money Second Mortgage

Picture of Ted Spradlin Ted Spradlin: Jan 2, 2023 10:38:17 AM

A homebuyer secured a seller-financed first mortgage at 85% Loan-To-Value (LTV) and asked if FCTD could provide a hard money second mortgage for the...

Owner Occupied Loans Second Mortgages Loan Scenario 100% Financing
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Hard Money Financing Buy Property Foreclosure Auction Courthouse Steps

3 min read

Loan Scenario: Hard Money For Commercial Property at Foreclosure Auction

Picture of Ted Spradlin Ted Spradlin: Dec 27, 2022 8:03:26 AM

During the real estate downturn of 2008-2012, many investors flocked to foreclosed commercial property auctions on the county courthouse steps. They...

Hard Money Loans Loan Scenario Foreclosure Auction
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100% Hard Money Financing Farmland

5 min read

Loan Scenario: Can I Get 100% Hard Money Financing on Farmland?

Picture of Ted Spradlin Ted Spradlin: Dec 26, 2022 10:42:51 AM

FCTD received the following loan scenario from a potential borrower trying to buy 50 acres of farmland:

Loan Scenario Agricultural Farmland 100% Financing
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