BorrowersFast. Simple. Honest. Everything you want in hard money financing.
Get the Loan You Need
First Capital Trust Deeds makes asset-based loans for commercial and residential real estate projects. We provide fast, flexible, common sense solutions to suit your unique loan scenario. First Capital Trust Deeds understands the hard money financing needs of the active real estate investor. Each month, FCTD reviews more than 150 unique hard money loan scenarios. Every loan comes with its own set of challenges, including:
- Collateral: unique or non-conforming property
- Credit challenges: borrower/sponsor had credit blemishes in the past
- Capital: cash flow might be low at the moment due to project delays
- Title issues
- Legal obstacles
First Capital Trust Deeds has the knowledge, experience, and resources to help you navigate the hard money and private money loan process.
Our loans are asset-based and are approved based on the After Built Value (ABV) or After Repair Value (ARV) of the borrower’s property, unlike conventional bank loans that are based on good credit scores and proof of income. We know time is of the essence and can make or break a deal. We are able to close on approved loan requests in as little as 10 business days after receiving all underwriting documents.
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FCTD looked at my whole Real Estate Portfolio and put it on a spreadsheet, and gave me a comprehensive strategy to choose the right loan products.
All from one phone call, all from meeting the right business partner who doesn’t just treat you as a customer, but also cares about you; not only do exceptional work but also take it one step further to help you succeed.C. P.