We are still funding loans. Contact us for our current terms.


Control the Pace of Your Real Estate Investments

Private Lending for Profitable Real Estate Investors
Finance Your Project

Expert Hard Money Brokers

Simple Paperwork

Competitive Rates & Fees

How much time and money are you losing trying to secure financing?

As a profitable real estate investor, you need trustworthy and straightforward access to financing when your cash is tied up in your investments. The problem is that it’s difficult for an active real estate investor to secure financing when conventional banks lend based on credit scores and proof of income instead of assets. At First Capital Trust Deeds, we believe you shouldn’t lose money or miss key opportunities while you’re growing your real estate investment portfolio.


With over 50 years of combined experience, we believe you deserve a financing partner who understands real estate and property investment and gets what you do. Since 2013, we’ve originated over 1000 loans with real estate investors of all shapes, sizes, and backgrounds.

Get Fast Financing for Your Next Real Estate Investment

Grow Your Real Estate Investment Portfolio

Maximize Profitability with High Leverage & Competitive Pricing

I can’t thank this amazing team enough. I’m impressed and after 20+ years in this industry that doesn’t happen too often. We are definitely working together again.

California Realtor

FCTD looked at my whole Real Estate Portfolio and put it on a spreadsheet, and gave me a comprehensive strategy to choose the right loan products.

All from one phone call, all from meeting the right business partner who doesn’t just treat you as a customer, but also cares about you; not only do they do exceptional work but they also take it one step further to help you succeed.

C. P.

Need fast financing? Here’s how it works:

Tell Us About Your Financing Needs

Complete Our Straightforward Loan Application

Get the Funding to Sustain & Grow Your Real Estate Investments

We value your time and your deadlines, and that’s why we’ve developed a simple process to give you smart borrowing options when you need them most.

Loan Programs

Bridge Loans

Private money and hard money loans for quick cash transactions or repositioning of debt.

Second & Third Mortgages

Private money and hard money financing for second and third mortgages in California.

Luxury Home Loans

Private money financing for high-end luxury properties.

Fix & Flip Loans

High-leverage, low-cost private money financing for rehabbing and reselling a property.

New & Construction Completion Loans

Private money financing for ground-up and partially completed development projects.

Owner Occupied

A solution to meet your financing needs on your primary residence.

Commercial Loans

Private money and institutional portfolio real estate loans for commercial properties.

Rental Property Loans

Private money and institutional financing to improve your return on investment.

Blanket Loans

Consolidate holdings into a single multi-property blanket loan.