Private & Hard Money Loan Programs

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First Capital Trust Deeds specializes in private money and hard money loan programs for real estate investors throughout the United States with an emphasis on California, Oregon, and Washington. We match lenders from private money funds, family offices, and individual trust deed investors with borrowers interested in a variety of loan programs.

Our borrowers are primarily seasoned real estate investors who leverage non-bank financing to increase their return on investment. First Capital Trust Deeds works with house flippers, owner occupied borrowers, rental property investors, Realtors, mortgage brokers, and anyone else who wants to utilize fast-closing hard money and private money financing.

Loan Programs

Bridge Loans

Loans for quick cash transactions or repositioning of debt.

Fix & Flip Loans

High-leverage, low-cost private money financing for rehabbing and reselling a property.

Commercial Loans

Private money and institutional portfolio real estate loans for commercial properties.

Second Mortgages

Private money financing for second and third mortgages in California.


Financing for ground-up and partially completed projects.

Rental Property Loans

Private money and institutional financing to improve your return on investment.

Luxury Home Loans

Private money financing for high-end luxury properties.

Owner Occupied Loans

A solution to meet your financing needs on your primary residence.

Blanket Loans

Consolidate holdings into a single multi-property blanket loan.