Owner Occupied Loans

A Solution to Meet the Financing Needs on Your Primary Residence
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Owner Occupied Loan Programs

Homeowners who do not qualify for FHA, Fannie Mae, or Freddie Mac programs may want to consider owner-occupied private money loans as another financing alternative. From 12-month bridge loans to acquire a property or long-term financing, First Capital Trust Deeds has your owner-occupied mortgage needs covered.

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Owner-Occupied Details

  • 12-month, 5, 7, and 30-year terms
  • Rates starting in the mid-4.00%
  • Income qualified by W-2, 1099, P&L, business or personal bank statements
  • Available in California, Oregon, and Washington
  • Great programs for paying off previous hard money loans

Disclaimer: Information, rates, and pricing are subject to change without prior notice. All loans subject to borrowers and underlying collateral meeting First Capital Trust Deeds’ and/or assigns then-current underwriting criteria. Other restrictions apply.