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Rental & Investment Property Loans

Private Money & Institutional Financing to Improve Your Return on Investment
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Rental Property Loan Programs

Rates starting in the high 4.00% range are an excellent way to increase cash flow on rental properties. Great for purchasing and refinancing 1–4 unit residential properties.

Private Money Loans

  • 12-month bridge to 5-year fixed
  • Pricing starting at 5.90% to 10.99%
  • Up to 80% loan-to-value (LTV)
  • Equity-based pricing
  • Stated income and assets
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Non-Qualified Mortgages

  • 5, 7, and 30-year fixed term
  • Pricing from 4.50% to 8.50%
  • Residential 1–4 Units
  • Up to 80% loan-to-value (LTV)
  • Equity-based pricing up to 65% LTV
  • FICO, rental income, and liquid assets used to qualify

Bank & Institutional Loans

  • 5, 7, 10, and 30-year terms
  • 4.50% to 6.50%
  • Up To 65-70% loan-to-value (LTV)
  • Mixed-use, multi-family, office, retail, warehouse

Disclaimer: Information, rates, and pricing are subject to change without prior notice. All loans subject to borrowers and underlying collateral meeting First Capital Trust Deeds’ and/or assigns then-current underwriting criteria. Other restrictions apply. 

Term Sheets

Term Sheet:
Short-Term Multifamily Residential Bridge Loan

Term Sheet:
Long-Term Rental Property Loan

Interested in rental property loans?

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Loan Information

The minimum loan amount is $75,000.
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