Featured Loan

Lower Priced Fix & Flip Financing in Oregon

Loan Details

Loan Amount:  $250,000

Loan-To-Value:  85% LTV

Rate:  9.00% (may not be included)

Term:  12-Month


An active investor wanted to reduce their hard money financing costs after doing the math and coming to the realization, like many real estate investors, that the lender was earning more in financing costs than they were on flipping properties.


Some of higher cost hard money lenders that charge 3-4 points and a 11-12% rate offer high-leverage loans that can be up to 90% LTV of purchase and 100% LTC of rehab. They also make it very easy for borrowers with a simple application and sometimes no appraisal required. First Capital Trust Deeds’ lower cost lenders require more financial documentation upfront and always need an appraisal which can seem like a burden to real estate investors used to minimal paperwork.

Solution & Result

The truth is, paperwork is simple, especially for organized real estate investors. After a quick background check that verified an extensive track record, FCTD received a funding commitment to close within days.

First Capital Trust Deeds provided an 85% LTV purchase private money loan at 2 points and 9.00% for 12 months.

Do you have a similar financing scenario?
Inquire about your financing options with FCTD.