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Rental & Investment
Property Loans

Hard Money & Institutional
Financing to Improve Your Return on Investment


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Rental Property Loans

Rates starting in the mid 6.00% range are an excellent way to increase cash flow on rental properties. Great for purchasing and refinancing 1–4 unit residential properties.

Private Money Loans

  • 12-month bridge to 5-year fixed
  • Pricing starting at 7.90% to 12.00%
  • Up to 80% loan-to-value (LTV)
  • Equity-based pricing
  • Stated income and stated assets

Non-Qualified Mortgages (NonQM)

  • 5, 7, 30 & 40 year fixed term
  • Pricing from 6.50% to 9.99%
  • Residential 1–4 Units
  • Up to 80% loan-to-value (LTV)
  • Qualify using Debt Service Coverage Ratio (DSCR) or negative cash flow
  • 620 FICO minimum

Bank & Institutional

  • 5, 7, 10, and 30-year terms
  • 6.25% to 8.99%
  • Up To 65-70% loan-to-value (LTV)
  • Mixed-use, multi-family, office, retail, warehouse

Rental Property Success Stories

Providing investors with the financing they need.

Vacation Rental La Jolla

Vacation Rental – La Jolla, CA

  • $3,150,000
  • 36-Month Term
Hospitality

Hotel Financing – Palm Springs, CA

  • $2,400,000
  • 12-Month Bridge Loan
5-Day Closing -- Mixed-Use Hard Money Loan In Central Oregon

1031 Exchange – Mixed-Use – Sisters, OR

  • $800,000
  • 6-Month Term

Disclaimer: Information, rates, and pricing are subject to change without prior notice. All loans subject to borrowers and underlying collateral meeting First Capital Trust Deeds’ and/or assigns then-current underwriting criteria. Other restrictions apply. 

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