BorrowWe provide fast funding when you need it. Private and hard money loans are a great alternative to traditional financing.Get Fast FinancingLend with UsGrow your money through trust deed investing. We’ll help you find the right opportunities that fit your lending style.Get StartedConsidering a Hard Money Loan?Whether you’re a lender or a borrower, First Capital Trust Deeds has the right loan program for you.Learn MoreFirst Capital Trust Deeds is your partner for residential and commercial private money and hard money lending, providing service and support you can trust. We provide loan programs throughout the United States.Loan Programset-Bridge LoansLoans for quick cash transactions or repositioning of debt. Learn Moreet-Fix & Flip LoansHigh-leverage, low-cost private money financing for rehabbing and reselling a property. Learn Moreet-Commercial LoansPrivate money and institutional portfolio real estate loans for commercial properties. Learn Morefa-Second MortgagesPrivate money financing for second and third mortgages in California. Learn Morefa-ConstructionFinancing for ground-up and partially completed projects. Learn Moreet-Rental Property LoansPrivate money and institutional financing to improve your return on investment. Learn Morefa-Luxury Home LoansPrivate money financing for high-end luxury properties. Learn Morematerial-Owner Occupied LoansA solution to meet your financing needs on your primary residence. Learn Morefa-Blanket LoansConsolidate holdings into a single multi-property blanket loan. Learn MoreRead the latest: Renting vs. Flipping—which strategy is right for you?DownloadRead the latest: Hard & Private Money 101: What to Know Before Taking Out A LoanDownloadLearn more about Good Reasons to Use a Bridge LoanDownloadA Different Kind of Mortgage Brokerfa-Knowledge & ExperienceWith over 45 years of combined experience, we know how to find funding options for complicated loan scenarios.fa-Access to the Perfect LenderWe can quickly determine how to fund your loan. With access to a large pool of lenders, we can find you the perfect fit.fa-Low Rates & Fees We work to ensure that you get the best overall terms for your unique loan scenario.fa-Easy Paperwork No complicated forms or unnecessary paperwork — our approach to underwriting is straightforward and easy to understand.