We are still funding loans. Contact us for our current terms.


Responsible Private Lending Solutions


Control Your Money

Grow Your Investment Portfolio

Leverage Your Investment Opportunities 

Hard Money Loans Provide Solutions for Smart Lenders and Borrowers

Whether you want more control over your investment returns or financing for a new or existing investment, private lending provides opportunities for lenders to build wealth and for borrowers to grow their real estate investment portfolio.

You deserve a financing expert who understands real estate and property investment.

Sound Lending

With over 50 years of combined experience, we partner with lenders and borrowers to find responsible private lending solutions.

Financing Experts

Every loan is handled by one of our principals who will match you with the right loan or trust deed investment.


Our lending and financing applications make it easy for lenders to fund projects and earn returns and for borrowers to receive fast financing.

What Makes Us Different

At First Capital Trust Deeds, we understand the limitations of traditional investment and financing. We believe you shouldn’t miss opportunities to receive steady returns on your investment or miss out on opportunities to make your next profitable real estate acquisition. Since 2013, we’ve originated over 1000 loans with real estate and trust deed investors just like you.

Loan Programs

Bridge Loans

Private money and hard money loans for quick cash transactions or repositioning of debt.

Second & Third Mortgages

Private money and hard money financing for second and third mortgages in California.

Luxury Home Loans

Private money financing for high-end luxury properties.

Fix & Flip Loans

High-leverage, low-cost private money financing for rehabbing and reselling a property.

New & Construction Completion Loans

Private money financing for ground-up and partially completed development projects.

Owner Occupied

A solution to meet your financing needs on your primary residence.

Commercial Loans

Private money and institutional portfolio real estate loans for commercial properties.

Rental Property Loans

Private money and institutional financing to improve your return on investment.

Blanket Loans

Consolidate holdings into a single multi-property blanket loan.

Your Money & Investments at Work for You