We provide fast funding when you need it. Private and hard money loans are a great alternative to traditional financing.

Lend with Us

Grow your money through trust deed investing. We’ll help you find the right opportunities that fit your lending style.

Considering a Hard Money Loan?

Whether you’re a lender or a borrower, First Capital Trust Deeds has the right loan program for you.

First Capital Trust Deeds is your partner for residential and commercial private money and hard money lending, providing service and support you can trust. We provide loan programs throughout the United States.

Loan Programs

Bridge Loans

Private money and hard money loans for quick cash transactions or repositioning of debt.

Second & Third Mortgages

Private money and hard money financing for second and third mortgages in California.

Luxury Home Loans

Private money financing for high-end luxury properties.

Fix & Flip Loans

High-leverage, low-cost private money financing for rehabbing and reselling a property.

New & Construction Completion Loans

Private money financing for ground-up and partially completed development projects.

Owner Occupied

A solution to meet your financing needs on your primary residence.

Commercial Loans

Private money and institutional portfolio real estate loans for commercial properties.

Rental Property Loans

Private money and institutional financing to improve your return on investment.

Blanket Loans

Consolidate holdings into a single multi-property blanket loan.

A Different Kind of Mortgage Broker

Knowledge & Experience

With over 45 years of combined experience, we know how to find funding options for complicated loan scenarios.

Access to the Perfect Lender

We can quickly determine how to fund your loan. With access to a large pool of lenders, we can find you the perfect fit.

Low Rates & Fees

We work to ensure that you get the best overall terms for your unique loan scenario.

Easy Paperwork

No complicated forms or unnecessary paperwork — our approach to underwriting is straightforward and easy to understand.