San Francisco
Hard Money Loans

Why is First Capital Trust Deeds the go-to source for San Francisco hard money loans?

First Capital Trust Deeds (FCTD) is a hard money mortgage broker with numerous lending sources to finance your real estate investments.

What Does This Mean To You?

Whether you’re purchasing, developing or remodeling investment properties, FCTD can serve as your sole reliable financing source. And if you require long-term financing for a fully stabilized investment property, First Capital has you covered with a variety of long-term loan programs that are tailored to the requirements of real estate investors.

We find that real estate investors often have complex situations that can make financing a challenge. Since every circumstance is different, it helps to have a knowledgeable specialist choose the best lender for a given loan. During the past 10 years, FCTD has placed loans with both hard money and institutional lenders, working through innumerable financing circumstances with hundreds of borrowers. No matter how complicated the scenario, we can turn to our wide network of lenders for the funding you and your project need.

First Capital Trust Deeds is a leader in providing hard money financing for real estate investors.

What Types of Hard Money Loans Does First Capital Trust Deeds Offer in San Francisco? 

San Francisco hard money loans can be used for a variety of different purposes. FCTD offers the following types of loans to real estate investors in San Francisco:

What are the Advantages of a San Francisco Hard Money Loan? 

Whether you’re looking to secure financing for a purchase, refinance or cash-out refinance, here are some advantages of a hard money loan:

1. Fast Closings: If your bank financing fell through at the last minute or you have a five-day offer deadline, hard money loans can close swiftly. First Capital Trust Deeds has closed emergency loans in as little as 24 hours, with the typical closing in 5 to 14 days.
2. FICO Scores Not the Most Important Deciding Factor (but still considered): Hard-money loan providers will check your credit for a sense of how you've paid your bills in the past. If your exit plan is to refinance, a hard money lender will ensure you have good enough credit to be eligible for long-term bank borrowing. A few flaws are acceptable. Yet you'll undoubtedly be prevented from getting a hard money loan with a lengthy history of delinquencies and loan defaults.
3. Funding for Renovation and Non-Stabilized Property: Certain properties are not acceptable for bank financing because they’re in bad condition, are completely vacant or have high vacancy rates. Investors can purchase homes to repair or stabilize with long-term tenants using hard money bridge loans.

What are the Types of San Francisco Hard Money Real Estate Loans That First Capital Trust Deeds Handles?