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Fix & Flip Loans

High-Leverage, Low-Cost,
Hard Money Financing


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fix and flip

Hard Money Fix & Flip Loans

Our Fix & Flip Loans and Lines of Credit offer experienced investors high-leverage financing for the acquisition and renovation of residential projects.

Fix & Flip

  • Up to 85% LTV of acquisition cost
  • 9.99% to 12.00%
  • Lower rates at lower LTV
  • 6–18 month terms
  • Quick closing (3–14 days)

Fix & Flip + Rehab Funding

  • 85% LTV purchase + 100% LTC rehab
  • Up to 75% of After Repair Value (ARV)
    (the lower of LTV/LTC or ARV)
  • 9.99% to 12.00% interest-only
  • Flexible rehab draw schedule

Revolving Line of Credit

  • Open-ended line of credit
  • $500,000 to $10 million lines
  • 80% of appraised value per property
  • Rates from 9.99% and up
  • Get access to funds within a few days

Fix & Flip Success Stories

Providing investors with the financing they need.

$1,040,000 Hard Money Fix and Flip Loan

Fix & Flip + Rehab – Lafayette, CA

  • $1,050,000
  • 80 Purchase | 100 Rehab
  • 7-Day Closing
Florida Hard Money Bridge Loan

Fix & Flip + Rehab – Florida

  • $1,850,000
  • 85 Purchase | 100 Rehab
  • 2-Week Closing
Auction.com - Lake Elsinore

Auction.com Fix & Flip – Riverside, CA

  • $350,000
  • 90% LTV Purchase

Disclaimer: Information, rates, and pricing are subject to change without prior notice. All loans subject to borrowers and underlying collateral meeting First Capital Trust Deeds’ and/or assigns then-current underwriting criteria. Other restrictions apply. 

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