Spokane
Hard Money Loans

Why is First Capital Funding considered a leading provider of hard money loans for Spokane and Eastern Washington? 

First Capital Funding is a hard money mortgage broker with numerous lending sources to finance your real estate investments.

We are your single trusted financing source to acquire, develop and renovate investment properties. When you need long-term financing for a stabilized property, First Capital has you covered, with multiple long-term loan options designed to meet the needs of real estate investors.

Why Choose First Capital Funding for hard money financing in Spokane and Eastern Washington?

With a track record of more than 2,500 loans totaling over $2.5 billion since its inception in 2013, our company is steeped in the field of hard money lending. In 2022 alone, we successfully originated more than 500 loans for real estate investors across 23 states, establishing ourselves as a reliable and trustworthy partner in the industry.

At First Capital, we have earned the trust of numerous borrowers who return to us time and again to fund their projects. Our clients initially approach us for one type of loan, such as a fix and flip, but with changing needs over time, we help them navigate new projects with the right loan. Whether it's ground-up construction, a second mortgage or a loan for their primary residence, we support our clients every step of the way with tailored financial solutions.

As mortgage brokers, we’re not tied to a single capital source like hard money lenders. We have the flexibility to adapt to the ever-changing financial landscape to support our clients during challenging times, such as the onset of COVID-19. While some hard money lenders who sell their loans to Wall Street froze their funding, we shifted our loans to mortgage funds, family offices and individual trust deed investors to keep our clients' projects moving forward until the market picked back up.

While our services may not always be the best fit for every borrower, our resourcefulness and commitment to finding the right financing options for our clients have earned us a reputation as a trusted partner in the industry.